9:27 pm

I love my mom, SO much. We have been through so much together and she's honestly the best person in my life. She spoils me so much and treats me so well and I take it for granted. She's honestly my best friend, and i loveeeeeeeeee it. Anyways her and I were upset and talking today about my dads life insurance. There was forms for the mortgage that he filled out and he didnt fill out one part correctly, it was in the fine print saying something along the lines of if you have heart problems or any breathing problems circle yes, and he circled no. When he passed away there was no known cause it was in his sleep, but because he had used a puffer the insurance company claimed it as 'asthma' and since he didn't check that fucking yes box the mortgage was never paid off. Which was around 400 thousand dollars. So my mom is stuck paying 1800 a month still because of that one little mistake. I just can't believe that after years and yeaaaaaaaaaaaaaaaaaaaaaaaars of my parents paying towards their life insurance, and the 35 years my dad served as a cop my mom got NOTHING after he passed away. nothing was taken care of. I know my dad would be so upset about this, whenever we talked about 'death' together he always said that he did everything he could to make sure my mom would be okay in the end. I just wish the people at the bank that helped my parents fill out this form would have paid a little mroe attention and told my dad the details of what the form was asking. I told my mom that I would really appreciate it if she would go update her life insurance claim asap, and that I would go with her. Life is too short and you never know what could happen at anytime and if my mom was to pass away all of the debt that followed after my dads death would be left to me and my brother and that's way too much for either of us to handle. I know my mom will be here for another 8000000 years but it's just being safe. I am also going to go with her so I can get a donor card and carry it with me and a DNR card in case anything happened to me. Which means that if I were to be in a coma i signed this DNR card so that they HAVE to unplug me and they can't let me live like a vegetable and that no matter what I have the rights to my body, no one has to decided anything and that will be taken off their shoulders. The donor card just states that if I was to die I would love to be cremated as opposed to being buried, so many other lives could be saved if I donated my organs.
Anyways pretty tough talk for a Tuesday night.


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